HFO Services Ltd


Registry of Debt Collectors



What To Do If You Get A Nasty Letter or Phone Call From:

HFO Services Ltd



For full details of this debt collecting company and how to make use of this opportunity to better your situation, go to the home page of this website by clicking here, where all of this information is located. Thank you.












HFO Services works closely together with debt collection and purchasing companies which are listed in the





Name: HFO Services Ltd
Also Known As: HFO Services Ltd Debt Collectors, HFO Services Ltd Ltd, HFO Services West Byfleet, HFO Services India, HFO Debt Collectors West Byfleet Surrey, etc., etc., etc.
Address: PO Box 342, Lavender Park Rd, West Byfleet, Surrey KT14 6YX and also 6B Building No. 6, DLF Cyber City, DLF Phase-3, Gurgaon-122002, India.
Telephone: 0203 024 8500
Fax: 844 555 3400


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HFO Services Ltd and the Truth About Your Debt

It is an option to call into question the validity of the money owed by making a Subject Access Request as a foil to HFO Services Ltd. The owner of the debt (the bank or the DCA) must send you a true copy of your original credit agreement if the agreement was made before April 6th 2007. When they fail to do this they are breaking the law, and the alleged debt is in dispute. As long as this situation exists they must not ask you for any money (if they do so they are breaking the law once again) and they must not sell it on to another agency (which many do nevertheless at this stage). As long as the alleged debt is in dispute it is said to be unenforceable, even by a court. There's a series of pre-written letters available for use. Or you can get a solicitor to help you, due to the complexity of the law at certain points. There are also paralegal firms professing their services in this area.









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